Intern - Commercial Banking
- $15 p/hour
- Full-time
- commercial banking internship
- credit analysis
- business development
The Commercial Banking Intern at Midland States Bank will gain hands-on experience in credit structuring, relationship management, business development, and banking operations through a structured internship program. The role involves supporting commercial lending processes, conducting market analysis, and assisting with data projects while maintaining regulatory compliance. This position is designed for students pursuing finance or business-related degrees seeking foundational banking knowledge and client service skills.
Position Title: Intern - Commercial Banking
Locations: Sunset Hills_MO
Time Type: Full time
Req ID: JR1228-Sunset Hills_MO
At Midland, we’re proud to be a little different. You can see it in our bright orange signs-but there’s more to it than that. With our heartfelt and personalized approach, we’re focused on meeting every customer’s needs with the brightest solutions.
For more than 140 years, we’ve learned by serving customers skillfully with dedication and follow-through, we can brighten every interaction to drive our collective success. And this goes beyond traditional banking.
We foster programs that empower our communities, continuously invest in our employees, and actively pursue brighter futures for all.
Our humble ambition keeps us growing, giving back, and looking ahead. We’re innovating and optimizing our services to ensure we stay unique - providing strength you can count on with heart you can feel.
You might say we’re unlike any other bank.
And you’d be right."
At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.
Intern – Commercial Banking
Sunset Hills, MO
Rate of Pay: $15 an hour
At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.
Position Summary
The Commercial Banking Intern will work closely with the Commercial Banking team in Sunset Hills to gain hands-on exposure to multiple facets of corporate and commercial banking. This internship is designed to provide foundational knowledge of the bank’s structure, credit processes, relationship management, and business development functions. The intern will participate in a structured program that combines self-directed learning with interactive, in-office experiences across various departments to build a comprehensive understanding of banking operations and client service.
Primary Accountabilities
- Gain exposure to a variety of banking areas including credit structuring and underwriting, business development, relationship management, Treasury services, and deposit operations.
- Support the team in conducting competitive market analysis to assess opportunities for business growth and market positioning.
- Perform data mining and data cleansing projects to support business insights and strategic initiatives.
- Participate in lunch-and-learn sessions to understand the bank’s culture, mission, and strategy.
- Shadow commercial lenders and relationship managers during client meetings and calls.
- Assist in preparing reports and summaries to support commercial loan and deposit initiatives.
- Utilize Midland University and other training tools to build knowledge of banking fundamentals and compliance practices.
- Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
- Perform other duties as assigned.
Position Qualifications
Education/Experience:
- Enrolled in a degree program in Finance, Accounting, Economics, or Business Administration, with at least two years of coursework completed.
- Demonstrated leadership, communication, and community engagement experience.
- Strong analytical and organizational skills.
- Excellent written and verbal communication abilities.
- Proficient in Microsoft Excel, Teams, and able to adapt to new technologies.
Internship Details:
- Internship duration: Must be available mid-May through late July 2026.
- Schedule: Must be available Monday–Friday, 8:00 a.m.–5:00 p.m. (40 hours/week).
- This position will be on-site at our Sunset Hills, MO office.
Competencies:
- Business insight
- Cultivates innovation
- Drives results
- Makes sound decisions
- Being a brand champion
- Collaborates
- Communicates effectively
- Customer focus
- Being Authentic
- Emotional Intelligence
- Self-development
- Being flexible and adaptable
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at HR@midlandsb.com.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
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Great Strength. Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2017, the Company had total assets of $4.3 billion and its Wealth Management Group had assets under administration of approximately $2.0 billion. Midland provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, and insurance and financial planning services. In addition, commercial equipment leasing services are provided through Heartland Business Credit, and multi-family and healthcare facility FHA financing is provided through Love Funding, Midland's non-bank subsidiaries. For additional information, visit www.midlandsb.com or follow Midland on Facebook at More Heart. What really sets us apart is our ability to provide financial strength, while dedicating ourselves to each and every customer. See, we put our heart and soul into every relationship, every experience, and every customer interaction. We truly care about our customers and we want to help them achieve financial success and we do that one conversation, one transaction, and one handshake at a time. We are a community bank and will always be a community bank, no matter what size we grow to, because we understand what it means to have great strength and more heart. For additional information, visit www.midlandsb.com. Please review our Community Guidelines here: Housing Lender. Bank NMLS: 411141. Member FDIC




